SOURCE: Research Driven Investing

Research Driven Investing

January 21, 2013 08:20 ET

Loan Growth a Key Driver for Regional Banks Earnings

Research Driven Investing Provides Stocks Research on Huntington Bancshares and U.S. Bancorp

NEW YORK, NY--(Marketwire - Jan 21, 2013) -  Strong earnings from regional banks have helped them outperform their larger counterparts in recent weeks. The SPDR KBW Regional Banking ETF (KRE) has gained 2.25 percent in the past week, while the broader SPDR KBW Bank ETF (KBE) has gained 1.45 percent over the same period. Research Driven Investing examines investing opportunities in the Regional Banking Industry and provides equity research on Huntington Bancshares Inc. (NASDAQ: HBAN) and U.S. Bancorp (NYSE: USB).

Access to the full company reports can be found at:
www.RDInvesting.com/HBAN
www.RDInvesting.com/USB

Loan growth has been a key driver for regional banks' earnings in recent quarters. An increased number of smaller business loans helped regional banks offset the low spreads and profit margins the larger banks face. Another key factor for growth has been the recent refinancing boom.

"We've benefited from a refinancing boom and that has augmented our results fairly significantly," said Dan Poston, Fifth Third's chief financial officer. "The bigger banks have more onerous regulatory concerns, whether that's the capital they are required to hold, or new regulations that impact their trading or derivatives books."

Research Driven Investing releases regular market updates on the Regional Banking Industry so investors can stay ahead of the crowd and make the best investment decisions to maximize their returns. Take a few minutes to register with us free at www.RDInvesting.com and get exclusive access to our numerous stock reports and industry newsletters.

Huntington Bancshares is a $56 billion regional bank holding company headquartered in Columbus, Ohio. Huntington operates in markets in Ohio, Michigan, Pennsylvania, Indiana and West Virginia. The company reported record net income of $641 million for full year 2012, an increase of 18 percent when compared to full year 2011.

U.S. Bancorp, with $352 billion in assets as of September 30, 2012, is the parent company of U.S. Bank, the fifth-largest commercial bank in the United States. U.S. Bancorp reported record full year 2012 net income of $5.6 billion, an increase of 15.9 percent when compared to full year 2011. Shares of the company have gained over 13 percent in the past year.

Research Driven Investing has not been compensated by any of the above-mentioned publicly traded companies. Research Driven Investing is compensated by other third party organizations for advertising services. We act as an independent research portal and are aware that all investment entails inherent risks. Please view the full disclaimer at:
http://www.rdinvesting.com/disclaimer