August 03, 2015 11:00 ET

LoanNow Expands With Veteran Engineering Talent and Credit Risk Experts

Responsible Lender Positions for Growth With Former Executives From Amazon, Twitter and Capital One

LOS ANGELES, CA--(Marketwired - Aug 3, 2015) - Responsible lender LoanNow today announced four veteran additions to its engineering, product and risk teams. These new hires will be a key part in supporting LoanNow's continued exponential growth rate.

"There is a tremendous and ever-growing need amongst good borrowers saddled with bad credit histories for responsible, affordable loans," said LoanNow president and co-founder Miron Lulic. "We are happy to welcome Emre, Sergey, Shilpa and Fang to the team. Their expertise and experience will help us position for growth, improve our loan platform, and continue delivering a superior customer experience."

Emre Celebi joins LoanNow as VP of Credit Risk Analytics from previous roles at BNP Paribas Group, Capital One, and the World Bank. His expertise in credit risk management and modeling will help LoanNow further refine its credit policy structure and in-house predictive models for borrowers with limited or damaged credit histories.

Former Amazon engineer Shilpa Sikachi will serve LoanNow as a Quality Assurance Manager. She will be joined on the team by LoanNow Software Engineer Dr. Fang Li, a former Twitter engineer. Their addition to the LoanNow engineering team further solidifies LoanNow's position as one of Southern California's leading technology teams.

Sergey Kuznetsov joins LoanNow as SVP of Product from ad tech leader Viant where he lead user experience and analytics efforts. At LoanNow, he will bring his data-driven approach to make the LoanNow customer experience even better.

All four team members join a company hailed as one of the Best Places to Work in Orange County by a recent Orange County Business Journal ranking.

LoanNow provides affordable credit options to deep subprime borrowers with credit scores as low as 500 FICO. Its proprietary repayment motivation algorithm monitors and incentivizes an individual's repayment and financial behavior in real-time to drive down their overall cost of credit.

Every LoanNow loan is underwritten to consider the financial needs and repayment capabilities of a borrower. Loan amounts of up to $5,000 are available at transparent rates with no origination fees or prepayment penalties.

About LoanNow
LoanNow is a responsible online installment lender offering a more affordable and transparent alternative to subprime short term loans. The Company's goal is to make better loans available to good borrowers by considering their real-time performance during the term of the loan, rather than only evaluating their historical track record. Its repayment motivation algorithm incentivizes good financial behavior, like timely payments, and awards loan credits to reduce the cost of credit during the loan lifecycle. LoanNow is a private company based in Orange County, California. Learn more at or follow us @loannow.

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