September 16, 2010 11:45 ET

Looking for a New Credit Card? Consider a Store Card With Perks, Say Experts at

The Best Three Cards to Have NOW

TAMPA, FL--(Marketwire - September 16, 2010) -  Let's face it. For the past year many of us have been hunkering down financially. Slow to make any major moves, including adding debt. But the silver lining in all of this is that retailers and department stores are taking note of our selectiveness and offering some extra sweet incentives to card holders. The team at, the premier online coupon and deal site offering consumers an unmatched combination of savings and value, looked at perks, interest rates and other features to determine the best three store credit cards to have RIGHT NOW:

  1. Pier 1: Exclusive perks -- Pier 1, on the brink of bankruptcy a few years ago, appears to have rebounded. The company admits it couldn't have done it without its card holders. Recently, loyal customers have been wooed with in-store sales events that offered big bargains. New card members can benefit from a special rewards program that gives 4 points for every dollar spent. For every 2000 points, get a $20 store credit. The interest rate -- 22.9 percent -- is indeed high. But the exclusive coupons and other extras for card holders make it a score.

  2. Lowe's: Six months interest free. Here's the catch: Lowe's offers two credit cards -- a regular customer card and "project" card. If doing some moderate-to-extreme repairs -- the "project card" is ideal. It requires an initial $1,000 purchase, but offers a six month period to either opt out of payment or pay it back interest free. At their 21.99 percent interest rate, we'd go with the latter option. No annual fee also makes this a pretty attractive store card to have.

  3. Banana Republic: Spend more, get more. It's all in the points. Right now for every dollar charged with a Banana Republic card get 5 points back. Pretty cool because for every 350 points get a $15 credit, as well as frequent double point specials. The interest rate of 17.4 percent is lower than some retail store competitors. The key: shop a lot here and it'll pay off: customers who spend $800 a year become LUXE card holders and qualify for free alterations.

For additional savings, couple store credit card deals with special deals found at -- from fine apparel and shoes to high-performance laptops and mountain bikes, every day aggregates coupons, promotions and deals from more than 8,000 retailers, including 48,000 printable coupons from local merchants and retailers. also reveals hidden coupon codes that are usually shared with customers only after making a purchase or subscribing to mailing lists. is easy to use, offering shoppers a variety of ways to find relevant deals including search by most popular, product deals, coupon type, new coupons, just coupon code, recent deals, free shipping to name a few, and of course by keyword, retailer, category and more. is free and requires no personal information, registration or login to redeem coupons. was recently featured as a destination stop for savvy shoppers by MarieClaire, Family Circle, Wallet Pop and to name a few.

About ( is the premier online coupon and deal site offering consumers an unmatched combination of savings and value. Our proprietary search technology ESI (eDeals Search Intelligence) offers an intuitive shopping experience that combines the most advanced comparison shopping engine, coupon and deal finder, Power Auction and our next generation Travel Search all in a single pane view. is the first place consumers should go when looking to shop, compare and get the lowest price whether you are online or going to your local store. Our goal is to consistently provide the absolute lowest price options anytime, anywhere, period.

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