November 28, 2011 19:00 ET

Make Sure Your Christmas Gifts Are Covered, Says Swinton

MANCHESTER, UNITED KINGDOM--(Marketwire - Nov. 28, 2011) - For those organised enough to have already completed this year's Christmas shopping, Swinton, the UK's leading home insurance retailer, is urging home owners to double check that their Christmas gifts are protected on their current home insurance policy.

Money may be tight but families still manage to pull out all the stops at Christmas time. That's why it's so important to make sure that any expensive Christmas gifts stored in the home in the run up to December 25th are covered against loss or damage caused by fire, flood damage and theft.

Some valuables may be covered under general house insurance, but it is also worth considering taking out a home contents policy which will protect expensive possessions against loss or damage, and is something that should be carefully considered by all home owners. Some insurance policies have automatic uplift in cover limits at Christmas, so do double check policies to save doubling up on insurance policies.

Thieves are well aware that during this festive period, many homes are packed with valuables, so home owners should be extra vigilant to make sure that their homes are secure.

Swinton has a few helpful tips for home owners during Christmas time:

  • Make sure that valuable gifts are well hidden - jewellery should be kept in a safe if possible

  • Avoid hiding Christmas presents in lofts or garages - the cold weather is likely to make these environments damp and could well damage any items stored there

  • Ensure all doors and windows are locked at all times

  • Make sure your house alarm is working efficiently

  • Take out home contents insurance

Steve Chelton, Insurance Development Manager at Swinton, said: "Christmas is supposed to be a time for families and friends to get together and celebrate and nothing should stop this. That's why home owners should assess their current house insurance policy to double check that if anything was to happen, Christmas gifts stored in the home would be covered. Contents insurance can prove to be invaluable at this time of year."

For more information contact Mairead Rodden at Manchester PR agency SKV Communications on 0161 838 7770.

About Swinton

  • With 603 branches nationwide Swinton is the UK's largest high street insurance retailer

  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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