SOURCE: Allsup


November 11, 2011 09:00 ET

Medicare A-Z: Allsup Offers Consumers Free Answers to More Than 100 Medicare Questions

For Medicare Annual Open Enrollment, Allsup Compiles Answers to Questions Posed by Seniors, Caregivers and People With Disabilities Who Rely on Medicare

BELLEVILLE, IL--(Marketwire - Nov 11, 2011) - To help make Medicare annual enrollment easier for the 48 million people who rely on Medicare for their healthcare coverage, Allsup has launched Allsup Medicare FAQs 2012, at The free online database includes more than 100 common questions Allsup Medicare Advisor specialists have fielded. Allsup is a nationwide provider of Medicare plan selection and Social Security Disability Insurance (SSDI) representation services. Medicare annual open enrollment is now through Dec. 7.

"Most Medicare recipients are inundated with information during annual enrollment. Yet, they have a hard time finding answers to important questions," said Adrienne Muralidharan, senior Medicare specialist for the Allsup Medicare Advisor®. The Allsup Medicare Advisor is an impartial Medicare plan selection service that helps people understand and choose the most affordable and appropriate Medicare coverage for their healthcare needs. (Allsup does not accept fees or commissions from insurance providers and is not a Medicare plan provider.)

Available to all Medicare beneficiaries and their caregivers, Allsup Medicare FAQs 2012 provides quick access to a wealth of easy-to-understand information on the Medicare program. This includes general questions about Medicare. It also includes answers to questions on:

  • Original Medicare (Medicare Parts A & B)
  • Medicare Advantage plans (Part C)
  • Prescription drug plans (Part D)
  • Medigap plans
  • Special circumstances
  • Employer coverage and Medicare
  • Cost sharing
  • Creditable coverage under Medicare
  • Extra Help -- Low-Income Subsidy

The Allsup Medicare FAQs are updated continuously as new information is released on Medicare and as additional common questions surface from Medicare beneficiaries.

"Medicare is a virtual alphabet soup. Some of the information is perplexing to the average individual who just wants fast, straightforward answers to their questions," Muralidharan said.

Solutions for Medicare's Biggest Costs

Top concerns for many Medicare plan participants revolve around the cost of Medicare. These include costs related to:

  • Premiums -- including premiums for medical services and prescription drug coverage -- both of which will increase for 2012. The Medicare Part B base monthly premium for most beneficiaries will increase just 3.5 percent. Premiums vary depending on income and eligibility.
  • Co-pays -- these can vary by plan and finding information to compare costs across plans can be difficult.
  • Medigap plans -- this supplemental coverage can help reduce unexpected out-of-pocket costs, but requires an additional monthly premium.
  • Prescription drug medications -- it's important Medicare beneficiaries check how their prescription drug plan's formulary changes year to year to ensure their medications will continue to be covered.
  • Donut hole costs -- those who reach the gap in prescription drug coverage will receive a 14 percent discount on generic drugs and a 50 percent discount on brand name drugs in 2012.

"For many people, the process of choosing a new health or prescription drug plan is overwhelming. Trying to just find information on the costs, let alone coverage and plan details, is very difficult," Muralidharan explained.

"The Allsup Medicare FAQs provides information to help people understand the various costs. The Allsup Medicare Advisor service reviews all aspects of Medicare plans and helps narrow in on the best choices based on the individual's needs," she added.

About Allsup Medicare Advisor

The Allsup Medicare Advisor plan selection service provides customers nationwide with one-on-one personal guidance and convenient access to online features. Allsup Medicare specialists provide the knowledge and objective guidance necessary to help people understand and choose affordable Medicare plans that best meet their specific healthcare needs and preferences. The Allsup Medicare Advisor offers three levels of support:

  • Allsup Medicare Advisor Complete offers customers research and analysis of all their coverage options, including traditional Medicare, Medicare Advantage plans and Medicare Part D, with or without Medigap.
  • Allsup Medicare Advisor Medigap and Part D reviews options for Medigap plans in combination with traditional Medicare and Medicare Part D.
  • Allsup Medicare Advisor Part D offers a closer look at Medicare Part D plans.

For an evaluation of Medicare options, call an Allsup Medicare Advisor specialist at (866) 521-7655 or go to

Allsup is a nationwide provider of Social Security disability, Medicare and Medicare Secondary Payer compliance services for individuals, employers and insurance carriers. Founded in 1984, Allsup employs nearly 800 professionals who deliver specialized services supporting people with disabilities and seniors so they may lead lives that are as financially secure and as healthy as possible. The company is based in Belleville, Ill., near St. Louis. For more information, visit

The information provided is not intended as a substitute for legal or other professional services. Legal or other expert assistance should be sought before making any decision that may affect your situation.

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