SOURCE: AgileHealthInsurance.com

AgileHealthInsurance.com

July 12, 2016 09:00 ET

Missed the 2016 Open Enrollment Period? Term Health Insurance Is the Best Option

Term Plans Offer Basic Benefits, Unrestricted Doctor Networks and Lower Premiums

MOUNTAIN VIEW, CA--(Marketwired - Jul 12, 2016) - AgileHealthInsurance.com, the Internet's first site dedicated to helping consumers understand the value of term health insurance, announced today it has added additional plans for consumers seeking coverage outside of the open enrollment period.

Open enrollment for 2016 Obamacare coverage ended Jan. 31, 2016, but people can still enroll in term health insurance. Term health insurance covers doctor visits, hospitalization, emergency care and other common medical needs.

Term health insurance represents a distinct category of health insurance that is generally more affordable than Obamacare plans or COBRA. The average monthly premium for term health insurance plans selected on AgileHealthInsurance.com is less than $100. Eligibility requirements and flexibility in benefits contribute to the cost savings realized by consumers. In addition, term health insurance plans do not have the same narrow network limitations associated with many exchange health plans.

Consumers can now compare term health plans from various insurers at AgileHealthInsurance.com, including UnitedHealthcare, Everest Group, Unified Life Insurance Co., Companion Life Insurance Co. and Standard Life. Agile customers can also enroll in Foundation dental and vision plans underwritten by Nationwide®.

"For people who missed open enrollment and are blocked by the new special enrollment rules, term health insurance is an excellent option," said Bruce Telkamp, CEO and co-founder of AgileHealthInsurance.com. "These plans offer consumers a broad range of benefit options that help individuals and families find affordable coverage they can purchase any time of year."

Unlike Obamacare plans, consumer applications are approved or rejected based on health status, including the nature of pre-existing conditions. Additionally, consumers may still be subject to the Obamacare Tax unless they qualify for one of several exemptions. However, the lower cost of term health insurance means that even for some consumers facing the tax penalty, the combination of penalty and premium is still less expensive than an unsubsidized Obamacare premium.

To learn more about term health insurance, visit AgileHealthInsurance's Learning Center at www.AgileHealthInsurance.com.

AgileHealthInsurance is the Internet's first site dedicated to helping consumers understand the benefits of term health insurance. These plans are the culmination of extensive research on health insurance needs in the Affordable Care Act era. AgileHealthInsurance also provides best-of-class plan comparison and online enrollment tools to accompany these new plans. Additional information can be found at www.AgileHealthInsurance.com.

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