SOURCE: ncr

Free Credit Report

October 01, 2010 10:26 ET

NationalCreditReport.com Advises Job Seekers That Their Credit Score Can Affect Whether They Get a Job, but Recommends Only Using Reputable Sites to Search for Employment

Credit Report Company Advises Job Seekers to Beware of Craigslist Scams That Victimize the Unemployed

DELRAY BEACH, FL--(Marketwire - October 1, 2010) -  NationalCreditReport.com, a leader in credit reports, credit scores and credit monitoring services, advises consumers that in addition to potential creditors and lenders, employers can obtain the personal credit report of an applicant prior to hiring them.

The company recommends, however, that job seekers search for jobs only on sites specializing specifically and solely in employment placement such as Monster.com, Careerbuilder.com and other industry-specific websites. General 'classified ad' sites that have many purposes should be avoided if possible as this is a common place to find a scam. Craigslist is one example of a general site to avoid when searching for employment says NationalCreditReport.

"Many job seekers know that if a potential employer complies with the Fair Credit Reporting Act (FCRA) they are within their right to obtain their personal credit report prior to hiring them," said Samuel S. Ambrose, Vice President of Marketing and Operations for NationalCreditReport.com. "However, there are a lot of people that are so eager to get a job that unfortunately they fall victim to fake employers who prey on their vulnerability."

Legitimate employers sometimes determine that the way in which an applicant manages their finances may be an indicator on how they will perform in their job. As long as the applicant gives their approval, the employer can check their credit. Because of this, credit report damage affects more than just an individual's finances.

According to Ambrose, people scamming job seekers on general 'classified ad' sites post ads that look like they are from a big company, but they change the URL of their website. NationalCreditReport advises to check the parent company's website for any position in which the job seeker is interested and stick to the mainstream, reputable job posting sites.

Additionally, job seekers should be advised that reputable employers should not ask a job seeker to obtain their personal credit report in order to be granted an interview or before they are ready to make a job offer. "A sign of fraudulent activity preying on job seekers is when the person is asked to click a link to get a credit report and provide notification to the fake employer that they obtained their personal credit report. We've seen this activity quite a bit in the form of a Craigslist Scam," said Ambrose. "Once the customer orders their credit report the job seeker never hears from the fake employer again."

Ambrose also notes that no one should ever provide their credit report to someone via e-mail to avoid identity theft which can also result in credit report damage.

NationalCreditReport.com advises job seekers to obtain their personal credit report when they begin a new job search and review it so they are up to date on the information that a potential employer can see in their credit file when they are making an important hiring decision.

About NationalCreditReport.com

Since 2004, NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help them understand their credit report and score. NationalCreditReport.com encourages consumers to check their credit report on a regular basis.

Contact Information

  • Contact:
    Allison Tomek
    NationalCreditReport.com
    561-805-8000