SOURCE: :DentalPlans

:DentalPlans

January 25, 2016 06:00 ET

Open Enrollment Is Ending

Is Your Smile Covered?

PLANTATION, FL--(Marketwired - January 25, 2016) - People who have dental insurance rarely think about dental coverage. People who aren't covered, or who are under-insured, tend to think about dental insurance only when their teeth hurt.

But don't delay. Those who wish to buy dental insurance through healthcare.gov must do so before January 31, 2016. Failing to meet this deadline means waiting until the next open enrollment period, which begins October 15, 2016 and ends December 7, 2016.

Thankfully there is a great option for those who miss the deadline, or can't find dental insurance that meets their needs or budget. Dental savings plans from :DentalPlans can be purchased throughout the year -- enrollment is always open. Plan members receive discounts from 10%-60% on most of their dental costs.

Dental savings plans offer advantages beyond cost-cutting, including fast and flexible access to dental care. Traditional dental insurance plans typically impose a waiting period-from six months up to a year-before the plan's coverage for many treatments begins. And all dental insurance plans purchased through the Affordable Care Act Marketplace between January 15th and 31st will not go into effect until March 1, 2016. Even then, coverage on costlier or more complex treatments may also be delayed for additional months after a plan is in effect.

Another limit to insurance plans is that they often do not cover treatment for pre-existing conditions, such as missing teeth. And coverage is typically limited to $1,500-$2,000 a year. One root canal and crown can use up an entire year's worth of dental insurance.

In contrast, most dental savings plans go into effect within 72 hours after purchase. There are no delays, waiting periods or caps on spending -- as soon as a plan is active, members can use their plan at the dentist as often as they wish, whenever they choose, for any treatment or service included in their plan.

 "Our mission is to provide all Americans with an affordable, less-restrictive option to traditional insurance," said Bill Chase, vice president of marketing at :DentalPlans. "With over a million smiles served since we opened for business in 1999, we know we're meeting a real need."

Worried about getting hit with fees and penalties if you don't have traditional dental insurance? That's not a problem. While healthcare coverage is required by federal law for most people, dental insurance is not required for adults by the ACA.

To learn more about dental savings plans, visit dentalplans.com.

About :DentalPlans
:DentalPlans, founded in 1999, is a leading dental and health savings marketplace in the U.S., helping more than a million people to affordably access quality healthcare services. Our mission is to empower consumers with the tools, information, and services that they need to live happier, healthier lives.

We provide comprehensive resource centers aimed at helping people to maintain/regain optimal health, and successfully navigate the maze of healthcare payment options (including Obamacare and Medicaid.) Our independent research -- the :DP SmileMeter™ and :DP SmileIndex™ -- delivers a unique look into the consumer healthcare market. We offer user-friendly access to a wide selection of traditional dental insurance and 30+dental savings plans, along with innovative healthcare offerings including telemedicine, medical advocacy, and online counseling services. Our online plan comparison and savings calculator tools help consumers to make smart choices about essential healthcare services, and our :DP AtYourService™ customer support team leaves no question unanswered. For more information, visit us at www.dentalplans.com and find us on FacebookTwitterPinterest and YouTube.

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