SOURCE: StockCall


October 11, 2010 08:57 ET

Opinions on ACE Limited and XL Capital Ltd. - A Quick Peek in the Property & Casualty Insurance Industry

JOHANNESBURG, SOUTH AFRICA--(Marketwire - October 11, 2010) - offers investors comprehensive research on the property & casualty insurance industry and has completed analytical research on ACE Limited (NYSE: ACE) and XL Capital Ltd.  (NYSE: XL). Register with us today at to have free access to these researches. 

The Property and Casualty Insurance sector has made some strong gains despite the recent weakness in the American Economy. The recent global recession has depressed insurance demand and created a soft market within the industry. However, recent reports show that the P&C Insurance sector has made a sturdy recovery lately coming on the backs of strong investment returns. Investment income surged from $13.3 billion in the first 6 months last year to $25.8 billion a year later. is an online platform where investors doing their due-diligence on the property & casualty insurance industry can have easy and free access to our analyst research and opinions on ACE Limited and XL Capital Ltd.; all investors need to do is register for a complimentary membership at

Other good news for the sector was the first increase in insurance sales in 13 quarters. Total net income for the sector more than doubled from $6 billion to $16.5 billion. Some of this income growth is the benefit of rate increases that the sector has been implementing due to depressed demand. The depressed demand may be offset partially by the lower than usual claim rates which could be a consequence of the current macro-economic environment. Register now at to have free access to our reports on the property & casualty insurance industry.

One issue the Property and Casualty Insurance sector is facing lately is the National Association of Insurance Commissioner's recent request for data concerning the sector's use of credit scores in the underwriting process. This data collection could prove to be costly and redundant for most companies in the sector such as ACE Limited and XL Capital Ltd. which have all already gone to great lengths to prove their system to be accurate and fair. Some argue that this data call will hurt the very consumers it aims at protecting. As of now 29 states have adopted the current credit based scoring model. Investors looking for free research on ACE Limited and XL Capital Ltd. are welcome to sign up at or

Visit to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

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