SOURCE: Expert Group

May 02, 2008 09:00 ET

O.T.C. EXPT: Expert Financing and The Small Business Administration (SBA) Offer Small Business Loans

MIAMI, FL--(Marketwire - May 2, 2008) - Expert Group, Inc. (PINKSHEETS: EXPT), specializing in refinance loans, home mortgage loans, and new home purchases as well as foreign national loans, and now offering a range of credit repair services through its sister company, Expert Credit Fix USA, Expert Financing is proud to announce that effective immediately we are offering Small Business Administration real estate loans. This type of loan applies to owner occupied commercial real estate purchase, it allows borrowers to finance up to 90% of the purchase price including equipment, closing costs, built out and interest reserves if needed. It is a great tool for business owners to purchase their place of business instead of renting; there is not tax advantage in renting but there are a lot of tax advantages in owning their place of business as interest, cost of maintain and property taxes are tax deductible not to mention equity earned by paying principal every month. The SBA loan offers long term low interest fixed rates, it is a win win situation for many types of business, including warehouses, factories, hotels, condo offices, day care and any business for profit.

Robert Rico C.E.O. states, "When we can offer a product that is aimed to assist the working class to achieve the dream of owning there business. This is what truly makes up the American dream and we are delighted to be of assistance for further info please contact any Loan Expert at Expert financing."

About The SBA

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. We recognize that small business is critical to our economic recovery and strength, to building America's future, and to helping the United States compete in today's global marketplace. Although SBA has grown and evolved in the years since it was established in 1953, the bottom line mission remains the same. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States, Puerto Rico, the U. S. Virgin Islands and Guam.

ABOUT EXPERT GROUP, INC.

Expert Group Inc. is a diversified financial service company, which markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the department of Financial Regulations and a member of FAMB, and since inception Expert has originated over 60 million in real estate loans.

ABOUT EXPERT FINANCING

Expert financing offers up to date loan programs tailored to fit all borrowers' needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property. At Expert Financing an Expert Loan Officer can help you in finding the best Loan for your needs. Our group of professional loan experts speaks your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.

ABOUT EXPERT CREDIT FIX U.S.A.

Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less then perfect credit to fulfill their dream of home ownership. The company offers different levels of credit restoration service to best fit each borrower's needs. The service packages are tailored to service borrower with minor credit issues like excess inquiries to more challenging credit issues like bankruptcies or even foreclosures. Expert Credit Fix U.S.A. will help borrowers to restore their credit to a level where lenders will grant them credit and at a low interest rate.

Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.

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