SOURCE: Loan-Score Decisioning Systems

July 17, 2008 08:32 ET

Pinnacle Capital Mortgage Taps Loan-Score to Help Launch New Mortgage Lending Operation

Integrated POS and LOS Platforms to Serve as Key Driver in Growing Wholesale Lending Channel

IRVINE, CA--(Marketwire - July 17, 2008) - Loan-Score Decisioning Systems, an enterprise-class pricing and automated underwriting solutions provider, announced that Pinnacle Capital Mortgage Corp. (PCM), a newly formed wholesale mortgage lender, has signed with the company to utilize its best-of-breed decisioning solution and seamless integration with its recently purchased back-end loan processing system, Del Mar DataTrac®. Loan-Score's solution allows PCM to automate product eligibility, pricing and underwriting approvals at the point-of-sale (POS) for brokers and also within DataTrac for operations staff.

The new mortgage banker has made technology a top priority by establishing a mandate to select its long-term technology partners before beginning to fund high volumes of loans. Collectively, Loan-Score's Web-based decisioning suite empowers PCM's brokers and account executives with automated POS and pipeline management tools to elevate customer service.

Loan-Score's solution is already proven to tightly integrate with DataTrac®, which allows for the transparent bi-directional flow of loan-level details and real-time status updates between the two systems. As a result, the communication gap is bridged between brokers and lender staff.

"We've recruited a stellar team of industry professionals that are loaded with mortgage banking experience to help launch a lending model that is laser focused on delivering next-level customer service," said Steve Pavlos, CIO at Pinnacle Capital Mortgage Corp. "As a new lender, we enjoy the luxury of building a lending organization that boasts highly service-oriented people, processes and technology. We've taken a great deal of time to ensure that our model truly delivers exceptional service to brokers and borrowers."

"In order to offer unparalleled customer service to its customers, PCM's POS platform and LOS must to talk to one another in real-time," said David P. Colwell, executive vice president at Loan-Score. "Licensing an expensive solution that accompanies a long, drawn out end-to-end implementation wasn't a viable option, but a best-of-breed approach that integrates well was the clear option to grow PCM's business."

PCM will start its roll out to approved brokers as a pilot program to first ensure that its technology and processes are working efficiently before an official launch of the platform.

About Pinnacle Capital Mortgage

Pinnacle Capital Mortgage Corporation (PCM) was incorporated in January 2008, based in Folsom, California, and is well capitalized. Since January, PCM has been developing its structure, systems, policies, and strategies. PCM is very excited about starting from scratch with a clean slate and the opportunity to create a "best of the best" mortgage banking operation. PCM is very proud to be founded upon the knowledge and efforts of well experienced professionals with strong reputations in the mortgage industry.

PCM' s business plan concentrates on customer service to "A" Paper borrowers through both "third party" (wholesale and controlled correspondent) and, to a lesser extent, "direct" (retail) originations. Our platform based on the many relationships that the management team has developed over the years. A controlled growth strategy of growing market share in Western States as opportunities present themselves is a key to our success. The experience and diverse strengths of our management team is a key asset to building a successful mortgage operation. For more information, visit

About Loan-Score Decisioning Systems

Founded in 2000 and headquartered in Irvine, California, Loan-Score Decisioning Systems offers a true, enterprise-class AUS and product/pricing engine available on a software-as-a-service (SaaS) and also a self-hosted basis for all lending channels and product types. The company extends various functionality to the point-of-sale using its customer-facing Web portals. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and pricing to ensure eligibility is met and market conditions are adjusted to deliver precision-based underwriting that result in fundable loans. The company's solutions are engineered to deliver swift, cost-effective implementations that integrate with existing LOSs and avoid inflexible programming efforts and high maintenance costs. Through Loan-Score's unique approach to customer service, the company's on-demand SaaS model offers clients the option to utilize its extensive library of investor guidelines, or the ability to manage unique program guidelines themselves. Loan-Score's solutions are in production with small, medium and large lending institutions. For more information, visit or call 949-450-0102.

Contact Information

    Joe Bowerbank
    Loan-Score Decisioning Systems
    949.450.0102, ext. 204
    Email Contact