SOURCE: Stock Market Alerts

December 11, 2007 08:45 ET

Pre-Market Stock Report: EXPT! December 11, 2007

NOTE TO EDITORS: The Following Is an Investment Opinion Being Issued by Stock Market Alerts.

MIAMI, FL--(Marketwire - December 11, 2007) - Stock Market Alerts' performance stock list includes: Expert Group Inc. (PINKSHEETS: EXPT), Bankrate, Inc. (NASDAQ: RATE), Celgene International (NASDAQ: CELG), The PMI Group, Inc. (NYSE: PMI).

Expert Group, Inc. (PINKSHEETS: EXPT), which just recently began trading, continues to issue positive news, and the company should have investors monitoring the stock closely. Monday after the markets closed, the company, a diversified financial services company, issued a press release announcing the launch of Expert Credit Fix U.S.A.

This could be good news for the company. Expert Credit Fix U.S.A (ECF) is a wholly owned subsidiary of Expert Group. ECF was created to assist Expert Financing clients obtain a better Loan and will now be offered to the public.

The company's first television marketing campaign will be in Spanish in Miami-Dade, Broward, and Palm Beach Counties. How it will work is simple: The Television commercial will air through the major Spanish networks like Univision, Telemundo, Galavision or others. A 1-800 number will drive traffic to the company's office in Miami where one of their professional credit experts will take the applicants info and engage in the process of the credit repair. Once the credit scores are established or repaired, one of the company's licensed loan officers will contact the client and offer its services.

There has been a string of news coming from EXPT! Last week the company issued a press release announcing its Marketing Campaign to bring up to the public the availability of Government Grants provided by the state of Florida, along with the correspondent counties and cities, to assist families reach the American Dream. The company specializes in first time Grant programs that the state of Florida is offering, which is called Florida Down Payment Assistance.

According to the press release, the Federal Government has allocated over $44 Million for house purchase assistance throughout the country and over $756,000.00 for the state of Florida, where more then 700,000 families will be benefited. These grants will help families in becoming homeowners and these monies become theirs after the purchase.

Last week the company also reported over $1.2 millions in closings for the Month of November 2007 which means a 134% increase in relation to the previous month. In that press release, Shirley Rico stated: "Our first time home buyer program is very aggressive; it is truly a good time to buy because of low interest rates and a decline in prices makes a good combination for the consumer added to the incentives given by FannieMae and Freddie Mac which allows them to buy better houses at lower prices. Mortgage applications increased nationally 22.5% last week to do rate cuts and lower prices."

This news follows another press release issued, in which the company announced it has been rated Speculative Buy with a price target of $.35 by Beacon Equity Research Analyst, Victor Sula, PhD. The full report is available at http://www.BeaconEquityResearch.com.

In the report, the analyst writes, "Expert Group Inc. (EXPT) is a diversified financial services company, which markets a variety of financial products and services through Expert financing, Expert Group Title Services, Expert Credit Fix U.S.A. Expert is a mortgage brokerage company that provides loan origination, loan refinancing, and title and escrow services to real estate professionals, builders and individual homebuyers. In addition, EXPT helps homebuyers consolidate their debt and lower their monthly payments, even assisting those with less than perfect credit or bad credit. The Company's mortgage professionals negotiate the most competitive terms in the industry."

This is certainly another company for investors to watch closely!

Before the news was released, the stock closed Monday at Ten a share.

For Stock Market Alerts' in-depth profile of Expert Group, visit http://www.wallstreetenews.com/HotStocks/EXPT121007/default.aspx.

Other Stocks of interest yesterday were:

Bankrate, Inc. (NASDAQ: RATE) up 21.7% on 2 million shares traded. Bankrate, Inc. owns and operates Bankrate.com, a leading Internet consumer banking marketplace. Bankrate.com is a destination site of personal finance channels, including banking, investing, taxes, debt management and college finance. Bankrate is the leading aggregator of more than 300 financial products, including mortgages, credit cards, new and used auto loans, money market accounts and CDs, checking and ATM fees, home equity loans and online banking fees.

Celgene International (NASDAQ: CELG) down 14.3% on 43.4 million shares trda4ed. Celgene International Sarl, located in Boudry, Switzerland, is a wholly owned subsidiary and international headquarters of Celgene Corporation. Celgene Corporation, headquartered in Summit, New Jersey, is an integrated global pharmaceutical company engaged primarily in the discovery, development and commercialization of innovative therapies for the treatment of cancer and inflammatory diseases through gene and protein regulation.

The PMI Group, Inc. (NYSE: PMI) up 18.1% on 8.6 million shares traded. The PMI Group, Inc., headquartered in Walnut Creek, CA, provides innovative credit, capital, and risk transfer solutions that expand homeownership and fund essential services for our customers and the communities they serve around the world. Through its wholly and partially owned subsidiaries, PMI offers residential mortgage insurance and credit enhancement products, financial guaranty insurance, and financial guaranty reinsurance.

The advertisement is provided by Wall Street Enews, a division of Stock Market Alerts LLC, an electronic broadcaster and publisher of this release, and hereafter referred to as "the company." The company received compensation for services performed for Expert Group, Inc. (PINKSHEETS: EXPT). The compensation is a total of one million shares from third party, Starr Consulting Inc., who is non-affiliated and may hold a significant position in the stock. The company has sold two hundred and fifty thousand of those shares, and intends to immediately continue selling shares as this report is being distributed. The company may receive additional shares for extension of its services, and any additional shares will be disclosed at such time that the company is aware of a client's desire to extend the original services. Because the company received compensation for its services, there is an inherent conflict of interest in the company statements and opinions and such statements and opinions cannot be considered independent. The company may have received shares of a company profiled in this release prior to the dissemination of the information in this release. The company may immediately sell some or any shares in a profiled company held by the company and may have previously sold shares in a profiled company held by the company. The company's services for a company may cause the company's stock price to increase, in which event the company would make a profit when it sells its stock in a company. In addition, the company's selling of a company's stock may have a negative effect on the market price of the stock.

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