Swinton Commercial

Swinton Commercial

September 12, 2011 03:03 ET

Prepare for Freshers' Week With the Correct Landlord Insurance From Swinton Commercial

Insurance broker offers advice to landlords awaiting September's influx of student tenants

MANCHESTER, UNITED KINGDOM--(Marketwire - Sept. 12, 2011) - As UK students gear up to flee the nests of parents homes and settle into new student accommodation, Swinton Commercial is urging residential landlords to ensure their properties are fully covered by the correct landlords insurance, ahead of student move-in dates.

Stereotypically, students are known for being untidy, damaging furniture, carpets and other household items and for this reason are seen as being higher risk than professional tenants. For landlords, this can have a knock-on effect to the price of insurance for the property.

Swinton Commercial offers a range of different insurance for landlords to help protect their properties and livelihoods. This includes Landlords Legal Protection, which covers against Tenant Eviction, Non-Tenancy Property Infringement, Criminal Prosecution Defence and Tax Disputes. Rent Guarantee is also available for landlords concerned with the build up of rent arrears, as well as Home Emergency Protection which covers maintenance problems such as plumbing, gas, electric, boilers, toilets, heating and even drainage.

In addition to these invaluable landlord insurance policies, below are Swinton Commercial's top tips for landlords this September:

  • Take a photo of the condition of the property, before and after the students move in

  • Make a list of all fixtures and fittings within the property and give a copy to tenants and ask them to sign it – this will protect both the landlord and tenant should any discrepancies arise

  • Ensure boilers and electrical systems within the property are serviced before the students move in

  • Ensure students and parents are aware of the implications of damages made to the property or failure to pay rent

  • Stress the importance of basic household safety – securing all doors and windows when leaving the property

  • Communicate frequently with your tenant.

Jolene Shaw, Technical Referral Advisor at Swinton Commercial, said: "Landlords renting to students this September should take extra care when taking out a new insurance policy, as not all policies cover things such as unpaid rent – an issue which can often leave a landlord thousands of pounds down. Our team of trained advisors are always on hand should any landlord in the UK wish to discuss the various options available to them."

Notes to Editors:

About Swinton Commercial:

As the UK's fastest-growing commercial insurance broker, Swinton Commercial has the expertise and industry knowledge to provide you with highly competitive business insurance that's tailored to your needs.

With 33 branches across the UK, including 18 regional centres, Swinton Commercial has quickly established itself as the UK's local broker, offering a dedicated team of advisors with specialist industry knowledge in all sectors.

Your local Commercial Account Executive has an in-depth understanding of the insurance market in your area and will arrange a face-to-face appointment with you, taking the time to thoroughly understand your business and its specific requirements.

We cater for most types of business - from small start-ups to well-established organisations, comparing quotes from leading UK insurers to find you the right level of insurance, at the right price.

What's more, our award-winning offering has over 70,000 business customers - and we're growing fast.

Visit http://www.swintoncommercial.co.uk/ for more information or call 0800 995 1800.

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