April 29, 2012 19:00 ET

Protect Your Business From the Cost of Flooding, says Swinton Commercial Insurance

MANCHESTER, UNITED KINGDOM--(Marketwire - April 29, 2012) - With the met office issuing severe weather alerts for much of southern England, Scotland, Wales and the West Midlands*, Swinton Commercial, one of the UK's leading business insurance brokers, is advising business owners to make sure they are covered for damage caused by April showers.

The UK has already been hit by almost three inches of rainfall, with heavier downpours still to come in areas such as South-West England, with mid-air tornadoes being spotted in locations such as Hampshire, Hertfordshire, Lincolnshire, Manchester and East Anglia.

With forecasters predicting a month's worth of rain over the course of a few days, making this April the wettest on record, Swinton Commercial is offering the following advice to businesses located in flood prone areas, to help minimise the impact of flood damage, should their businesses be affected.

"Planning ahead can dramatically reduce the impact of flooding on your business" says Brian Greenfield, Chartered Insurance Broker at Swinton Commercial. "For example, storing valuable items higher up reduces the likely loss at little or no cost. In high-risk premises, consider investing in flood-protection products, which may help to reduce your commercial insurance costs.

Swinton Commercial recommends two ways to reduce flood damage for your business:

  • Try to prevent water entering the building by installing permanent or removable barriers to seal doors, windows and other openings - such as toilets and drains. Other products include air brick covers, non-return valves on drains and pipes and flood sacks.
  • Reduce the damage caused by water entering the building by raising electrical sockets, wiring and controls for ventilation systems, using lime-based plaster instead of gypsum and raising large equipment. Use flood resistant materials in the construction of new buildings or extensions to reduce the damage if a flood does occur.
  • Regularly back up computer data and store important records and information, such as your business insurance policy details in a safe place above flood level, preferably on an upper storey of the building.
  • Check the Environment Agency website for regularly updated flood warnings. Getting early warnings of flooding could help you to reduce damage and financial losses.

Mr Greenfield added: "As the rain continues to fall across the UK, it's important that businesses take all precautions to protect themselves against flood damage. We would recommend taking the above precautions to minimise potential damages caused to business premises, whilst also checking business insurance policies to make sure your business is fully covered for the worst case scenario."


The Met Office http://www.metoffice.gov.uk/public/weather/warnings/

The Telegraph http://www.telegraph.co.uk/topics/weather/9225204/Severe-weather-warnings-as-Atlantic-storms-batter-Britain-with-rain-and-wind.html

Notes to Editors:

About Swinton Commercial:

As one of the UK's leading commercial insurance brokers, Swinton Commercial has the expertise and industry knowledge to provide you with highly competitive business insurance that's tailored to your needs.

With 34 branches across the UK, including 19 regional centres, Swinton Commercial has quickly established itself as the UK's local broker, offering a dedicated team of advisors with specialist industry knowledge in all sectors.

Your local Commercial Account Executive has an in-depth understanding of the insurance market in your area and will arrange a face-to-face appointment with you, taking the time to thoroughly understand your business and its specific requirements.

We cater for most types of business - from small start-ups to well-established organisations, comparing quotes from leading UK insurers to find you the right level of insurance, at the right price.

What's more, our award-winning offering has over 80,000 business customers - and we're growing fast.

Visit www.swintoncommercial.co.uk for more information or call 0800 954 3802.

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