Regal Insurance

September 16, 2010 12:56 ET

Regal Insurance Recommends Contents Insurance for New University Starters

POOL, UNITED KINGDOM--(Marketwire - Sept. 16, 2010) - High-value contents insurance specialists Regal Insurance is urging students to take extra care with their belongings when they move into university accommodation this autumn. According to the NUS, one in three students is expected to become a victim of crime during their university life, but this number could be lowered by taking reasonable steps to reduce the risk of burglary.

New students generally have a lot to consider before making the move to their new lodgings, so finding insurance for their belongings may not feature too highly on their to-do lists. However, this could prove a costly mistake if a burglary did occur in halls of residence. The cost of accommodation and university fees are already a large expense without factoring in the cost of replacing a stolen laptop, iPhone, or television.

Returning university students, especially those moving into houses of multiple occupancy (HMOs), are also at risk of break-ins. Privately owned student houses are often located a short distance away from the university, meaning that intruders know where to target. Houses with more occupants can feel like a security blanket for students, but it can also be a blessing in disguise if there are a number of forgetful housemates.

Regal Insurance suggests establishing a number of routines for those living in halls of residence and privately owned accommodation. Common precautions include:

  • Checking all windows and doors are locked; even when just going down the corridor
  • Keeping valuables out of sight, especially when outside of room
  • Hiding keys away from windows and doors
  • Leaving the lights on and closing the curtains when away from home in the evening.

Students should keep in mind that many burglars are opportunistic, and only make off with belongings when they are presented with the chance to. For this reason, keeping accommodation secure is even more important. By raising awareness to housemates, students may also reduce the chances of a door or window being left unlocked, which could invalidate a contents insurance policy in the event of theft.

Regal Insurance offers cover for students as standard with a home and contents insurance policy, up to a value of £5,000*. This allows first year students temporarily away from their family home to concentrate on settling into their new surroundings and beginning their studies, without worrying about what might happen to their belongings.

To talk to a member of the Regal team today and get a quote with no obligation, call 0800 519 10 22, or visit the website at http://www.regalinsurance.co.uk/.

*Terms and conditions apply. Please see Regal Insurance's website for details.

NOTES FOR EDITORS

Regal is a specialist provider of high-value home insurance that provides cover for low-risk customers and in doing so is able to negotiate lower premiums with a selected group of insurers which include AXA, Royal & SunAlliance and Brit.
Regal is part of Castle Cover, the 50+ insurance specialists, which now has over 260,000 policy holders. Regal was introduced to combine high-quality service and competitive premiums for people who need more than the standard levels of cover provided by many insurance companies.

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