SOURCE: eHealth, Inc.

eHealth, Inc.

August 06, 2009 14:11 ET

Summer Vacation: Travel Insurance Tips From eHealthInsurance

Travel Insurance Now Available on eHealth.com Mobile for On-the-Go Access

MOUNTAIN VIEW, CA--(Marketwire - August 6, 2009) - Today, eHealthInsurance (NASDAQ: EHTH), the leading online source of health insurance for individuals, families and small businesses, provided advice for consumers debating whether or not to purchase travel insurance before taking a trip outside the United States this summer.

As a travel insurance retailer, on its mobile site (www.ehealth.com/m) and through its customer care center (toll-free 1-800-977-8860), eHealthInsurance answers questions about travel insurance on a daily basis. eHealthInsurance recommends that consumers review the following tips before they decide to make a travel insurance purchase.

1. Understand how travel insurance supports your existing health coverage: Once you leave North America, your regular health insurance company may cover fewer services than they cover in the United States. Health insurance policies differ, so it's a good idea to call your insurer and find what's covered if you get injured in a foreign country. Find out if they'll cover long-term hospitalization costs for illnesses or injuries that prevent you from flying home to receive care.

2. Speak the language: If you purchase Atlas Travel Insurance at eHealth.com, the agents at Atlas offer translation services in approximately 200 languages. If you're traveling to a country where English is not the official language, its wise to be fluent in the native tongue if you're going to opt out of travel insurance. A good travel insurance provider will have agents fluent in the language of your destination country and be able to converse with your insurance company and the medical staff providing your care to bridge the gaps between languages and time zones.

3. Have a plan for covering "up front" costs: If you're in another county, you may need to pay for your medical costs out of your own pocket, and then submit a claim to your insurance company and await re-imbursement. If you don't have a credit card with a high limit, or some other form of cash readily available to cover up-front costs, travel insurance will cover those costs. The basic coverage plan offered when you research travel insurance from eHealth on your mobile phone, comes with a $2,500 deductible. But, plans are available with deductibles starting at $0.

4. Evaluate your itinerary: The cost to cover a bad case of food poisoning or the flu can be enough to justify the cost of travel insurance, but if your vacation only includes fine dining and bird watching, you may not need to add a sports rider to your package. But, if you're going to go bungee jumping, ride a zip line, or even do a little snow skiing while you're on vacation, adding a sports rider to your travel insurance plan is not a bad idea.

5. Be cautious when traveling with children: If you sustain an injury or illness while you're traveling with minor children, a good travel insurance policy will cover the cost to fly your children home in the event that your medical crisis prevents you from returning home with them.

For consumers looking to purchase travel insurance on the go -- even while they are in airport awaiting their flight -- they can access five plans from their mobile computing devices at eHealth.com or at eHealth.com/m on a standard computer.

eHealthInsurance offers Atlas Travel Insurance products from MultiNational Underwriters on its mobile web site at www.ehealth.com/m and through eHealthInsurance Service's customer care center (Toll-free 1-800-977-8860). Plans start at $14.70 for $50,000 of coverage.

The maximum amount of coverage available is a one million dollar policy that starts at $26.55. All policies on the site are quoted for a 15-day travel period, a $2,500 deductible and without an optional sports rider. But, consumers have the option to select their own travel period and a choice of deductibles; $0, $100, $250, $500, $1,000 and the $2,500 default.

About eHealth, Inc.:

eHealth, Inc. (NASDAQ: EHTH) is the parent company of eHealthInsurance, the nation's leading online source of health insurance for individuals, families and small businesses. Through the company's website, http://www.eHealthInsurance.com , consumers can get quotes from leading health insurance carriers, compare plans side by side, and apply for and purchase health insurance. eHealthInsurance offers thousands of health plans underwritten by more than 180 of the nation's leading health insurance companies. eHealthInsurance is licensed to sell health insurance in all 50 states and the District of Columbia. Through its eCommerce On-Demand solution (eOD), www.ehealth.com/eOD, eHealth is also a leading provider of on-demand e-commerce software services. eHealth's eOD platform provides a suite of hosted solutions that enable health plan providers and resellers to market and distribute products online. eHealth's eCommerce On-Demand solution is currently available to health plan providers in all 50 states and the District of Columbia. eHealthInsurance and eHealth are registered trademarks of eHealthInsurance Services, Inc.

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