June 10, 2012 19:00 ET

Swinton Commercial Insurance Advises Business Owners to Safeguard Their Property Against Bad Weather

MANCHESTER, UNITED KINGDOM--(Marketwire - June 10, 2012) - Swinton Commercial, one of the UK's leading brokers of business and commercial property insurance, is advising business owners to ensure that their premises are fully maintained in preparation for the severe weather conditions.

The Met Office has placed parts of the country on high alert - in particular those living in exposed coastal areas in the south west and Wales - with up to three inches of rainfall, and gale force winds of 70mph expected in parts of the UK.

Flooding can spell disaster for businesses, leading to long-term damage and expensive repairs, which in turn can impact on day-to-day productivity.

With this in mind, Swinton Commercial is offering the following tips to business owners looking to safeguard their premises from the effects of the extreme wet weather:

  • Check your existing insurance policy to make sure you are covered for water and flood damage
  • If your premises are situated in a flood-prone area, take extra precautions to prevent water damage occurring e.g. fitting water-resistant skirting boards
  • Make sure external electrical appliances such as fuse boxes are fitted with protective coverings, and that these have not degraded or been damaged in any way
  • Check window fittings and ensure that all joins are watertight. You could also consider fitting insulating plastic around windows to prevent damp
  • Where necessary, hire a qualified professional to assist with repairs and improvements

Brian Greenfield, Chartered Insurance Broker at Swinton Commercial, said: "Damage caused by flooding is a serious issue for business owners which can lead to costly repairs and long-term structural damage to the premises. We would advise business owners - in particular those who operate in flood-prone areas - to prepare for all eventualities in case the worst should happen. Having the correct business insurance policy can also provide additional cover, should your business be affected."

Notes to Editors:

About Swinton Commercial:

As one of the UK's leading commercial insurance brokers, Swinton Commercial has the expertise and industry knowledge to provide you with highly competitive business insurance that's tailored to your needs.

With 34 branches across the UK, including 19 regional centres, Swinton Commercial has quickly established itself as the UK's local broker, offering a dedicated team of advisors with specialist industry knowledge in many sectors.

Your local Commercial Account Executive has an in-depth understanding of the insurance market in your area and will arrange a face-to-face appointment with you, taking the time to thoroughly understand your business and its specific requirements.

We cater for most types of business - from small start-ups to well-established organisations, comparing quotes from leading UK insurers to find you the right level of insurance, at the right price.

What's more, our award-winning offering has over 80,000 business customers - and we're growing fast.

Visit www.swintoncommercial.co.uk for more information or call 0800 954 3802.

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