October 25, 2009 20:00 ET

Swinton Customers Pick 'n' Mix Car Insurance Cover

MANCHESTER, UNITED KINGDOM--(Marketwire - Oct. 26, 2009) - Swinton is changing the way motorists buy car insurance by offering 'Pick and Mix' style add-ons to supplement 'Third Party, Fire and Theft' and 'Third Party Only' cover.

Swinton, the UK's leading high street retailer of car insurance, is offering customers with 'Third Party, Fire and Theft' and 'Third Party Only' cover a new 'Windscreen' add-on which, for just Pounds Sterling 20 per year, offers protection up to the value of Pounds Sterling 500.

The new pick and mix scheme has been created for customers who don't wish to buy fully comprehensive insurance cover, but want extra protection for certain aspects of their vehicle.

Steve Chelton, Insurer Development Manager for Swinton, said: "Most motorists believe that they are good safe drivers, but when it comes to windscreens, even the most cautious driver can run in to problems. A stray stone can easily chip or crack a windscreen, which can be expensive to repair or in the worst case scenario, completely replaced".

"We are looking into creating a whole range of add-ons so that customers can create the right mix of insurance needs for their own personal circumstances. So far we've been exploring the possibility of Vandalism Protection, Dents and Scratches, and Tyre Protection".

Third Party Only policies cover the following:

  • Damage caused by you to other people's vehicles or property or for injuries they sustain.

Third Party Fire and Theft also covers:

  • Damage to your vehicle sustained by fire, theft or attempted theft.

Third Party Only and Third Party Fire and Theft does not cover:

  • Windscreen or any glass
  • Cover your car or any personal injuries sustained in the event of an accident that was your fault.
  • Cover your car in the event of a hit and run.
  • Cover acts of vandalism to your vehicle.
  • Cover damage caused in a storm.

About Swinton

  • With 580 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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