November 21, 2010 19:08 ET

Swinton Urges Homeowners to Ensure Protection Against Christmas Mishaps

MANCHESTER, UNITED KINGDOM--(Marketwire - Nov. 21, 2010) - Swinton, one of the UKs largest home insurers is warning homeowners to be aware of the pitfalls of only taking out the minimum level of buildings cover, especially with the festive season fast approaching, and with it, all the parties and home entertaining.

A recent survey of 1,200 Swinton customers revealed that a staggering 72% think that minimum buildings cover is sufficient to cover them against any home-related accidents and damage, which are much more prevalent during the run up to Christmas and New Year. Only 12% of current customers are planning to purchase, or have already purchased, accidental damage cover.

In addition, a worrying 74% of people don't believe that they are any more likely to have a home related mishap or accident around Christmas, despite NHS statistics that report 80,000 people are admitted to hospital following a Christmas mishap.

The research from Swinton home insurance also revealed the most common Christmas incidents affecting a property and its contents which are:

  • Ruined carpets due to dripping candle wax

  • Mulled wine spillages on sofas and chairs

  • Faulty new applicances that lead to blowing of fuses

  • Blown out cooker, due to the additional pressure of cooking on Christmas day

  • Christmas tree setting on fire due to fairy lights overheating

Steve Chelton, Insurance Development Manager at Swinton, says; "Although minimal level of buildings insurance covers people against major damage to their homes, most incidents that happen over the party season fall under accidental damage.

With family get-togethers and parties happening much more frequently than usual, the chances of a mishap occurring is high. It is essential that people have the correct level of accidental damage and contents insurance for their homes."

Contact Information