November 25, 2009 19:00 ET

Swinton Warns Van Owners Over Driving Other Vehicles

MANCHESTER, UNITED KINGDOM--(Marketwire - Nov. 26, 2009) - Van drivers in Britain are being warned to check their insurance before getting behind the wheel of another vehicle.

Swinton, one of the UK's leading high street van insurance retailers, is warning van drivers that their insurance may not cover them to drive a different car or vehicle.

Under most motor policies, car drivers tend to be covered by third party insurance to drive other cars, but commercial policies do not generally afford van drivers the same automatic cover.

Swinton is advising van drivers and drivers of commercial vehicles to check their policy to find out what they are covered to drive.

Phil Moss, Commercial Vehicle Manager at Swinton, one of the UK's van insurance brokers said: "Van and commercial vehicle drivers often wrongly assume they are covered to drive another vehicle. A typical example could be a van driver who uses his vehicle for business and assumes their insurance policy covers them to drive a family member's car, which generally isn't the case."

Commercial vehicle insurance policies can also differ from typical car insurance policies in provision of cover for personal effects or tools. Commercial vehicle policies are designed to cover the vehicle itself and separate cover is often required to cover tools and other items carried in a van or commercial vehicle.

About Swinton

  • Swinton Commercial is the dedicated commercial insurance division of the Swinton Group
  • Swinton Commercial was awarded Commercial Lines Broker of the Year 2008 and is a finalist at the British Insurer Awards 2009
  • With 580 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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