NEW YORK, NY--(Marketwired - Feb 13, 2014) - For consumers who are still paying off their holiday debt or those who are racking up more this Valentine's Day, February can be a tough month. However, there are credit cards that can help.
Today, Creditnet.com announced their list of the best credit cards available this February. These credit cards offer the best deals in their category and can help consumers save significant amounts of money.
Creditnet experts compared credit cards from each category and looked at customer reviews, as well as expert opinions, to determine the top credit cards. According to their findings, here are the 5 best credit card deals this February:
Top 0% APR Offer: Discover it
The Discover it card offers 0% intro APR on purchases and balance transfers for 14 months, one of the longest 0% intro periods on the market. In addition, there are no annual fees, foreign transaction fees, and overlimit fees. Cardholders can earn 5% cash back on up to $1500 in rotating categories (currently restaurant and movie purchases) and 1% cash back on all other purchases. Members also receive a free FICO credit score on their monthly statement.
Top Balance Transfer Card: Discover it - 18 Month Balance Transfer
The Discover it - 18 Month Balance Transfer card allows cardmembers to pay 0% interest on balance transfers for 18 months! Furthermore, there is a 0% intro APR on purchases for 6 months. Like the Discover it card, there are no annual fees, foreign transaction fees, or overlimit fees, and cardholders can earn 5% cash back on up to $1500 in rotating categories and 1% cash back on all other purchases.
Top Rewards Card: Citi ThankYou Premier Card
The Citi ThankYou Premier card allows cardholders to earn a ton of ThankYou points which can be redeemed for gift cards, airfare, or other great rewards. Users earn 3 points for every dollar spent on purchases for dining at restaurants and entertainment, 2 points for every dollar spent on purchases for airfare and hotels, and 1 point for every dollar spent on other purchases. In addition, new cardholders can earn 20,000 points after they make $2000 in purchases within the first 3 months of account opening. Points do not expire, and card members can earn unlimited ThankYou points.
Top Cash Back Card: Blue Cash Preferred Card from American Express
With the Blue Cash Preferred Card from American Express, cardholders can earn 6% cash back on up to $6000 a year in purchases at US supermarkets, 3% cash back at US gas stations and select US department stores, and 1% on other purchases. Card members can also earn 100 Reward Dollars, redeemable for a $100 statement credit, and 1 free year of Amazon prime membership after they spend $1000 within the first 3 months. There is also a 0% intro APR on purchases and balance transfers for 15 months.
Top Travel Card: Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
The Barclaycard Arrival World MasterCard - Earn 2x on All Purchases allows cardholders to earn 2x miles on all purchases. There are no mileage caps or foreign transaction fees, and members can earn 40,000 bonus miles if they make $1000 in purchases in the first 90 days. They can also get 10% miles back when they redeem for travel. Mileage can be redeemed for flights, cruises, car rentals, hotels, and more. With Barclaycard Arrival World MasterCard - Earn 2x on All Purchases, cardholders also get a complimentary subscription to TripIt Pro mobile travel organizer and free access to FICO scores.
From no interest to cash back rewards, these are the best credit card offers this February.
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.