SOURCE: Creditnet

Creditnet

October 24, 2013 08:00 ET

The Best Credit Cards for Holiday Shopping in 2013, According to Creditnet.com

NEW YORK, NY--(Marketwired - Oct 24, 2013) - Today, credit card experts from Creditnet.com, a leading credit card comparison website, announced their choices for the best credit cards for the 2013 holiday shopping season. To create their ranking of the best credit cards for holiday shopping, the experts from Creditnet analyzed a huge number of credit cards, and ranked them based on criteria that included rewards programs, interest rates, 0% APR introductory period, sign-up bonuses, customer reviews, and their own expert opinions.

Here are the top 3 best credit cards for holiday shopping of 2013:

1. Discover it Card - The Discover it Card is this year's choice for the best credit card of the holiday shopping season. With the Discover it Card, cardholders earn 5% cash back on online shopping purchases through December 2013, which is perfect for people looking to buy gifts online. Cardholders also earn 5% cash back on categories that rotate throughout the year, and 1% cash back on all other purchases, all year long. The card also offers a 0% introductory APR period for 14 months on both purchases and balance transfers, so cardholders won't have to pay interest for over a year. There is also no annual fee required to use the card.

2. Citi ThankYou Preferred Card - Bonus Point Offer - The Citi ThankYou Preferred Card is another excellent choice for a credit card that is great for holiday shopping purchases. With the Citi ThankYou Preferred Card, cardholders earn 20,000 bonus ThankYou Points after spending $1500 in purchases within the first 3 months that they have the card. That's the equivalent of $200 in gift cards or other rewards. The card also offers 2 points for every dining or entertainment purchase, and 1 point for all other purchases. In addition, the card offers a 0% introductory APR period of 12 months on both purchases and balance transfers, and does not require an annual fee.

3. Citi Simplicity Visa Card - The Citi Simplicity Visa Card rounds out this year's list of the best holiday shopping credit cards. With this card, cardholders pay no interest on purchases or balance transfers for 18 months. The card also does not require any late fees, penalty rates, and does not require an annual fee.

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