SOURCE: CreditCardChaser


October 07, 2014 18:47 ET

The Best Credit Cards to Use for Raising a Child, According to

SEATTLE, WA--(Marketwired - Oct 7, 2014) - Raising a child is financially taxing, but some credit cards help to provide parents with features and benefits that can make their lives easier. has released its list of the best credit cards to use for raising a child. The company used a thorough rating system that included expert opinions, consumer rankings, benefits, features and more. The following are the top three best credit cards for raising a child:

Discover it

The Discover it credit card is a product of the Discover financial institution. The card offers a multitude of benefits that can help a parent to raise a child. The main feature of the Discover it card is its cash back aspect. Cardholders can earn 5 percent cash back on up to $1500 in purchases spent in specific categories and 1% cash back on all other purchases. Additionally, cardholders can use their cash rewards on to find products perfect for children, such as diapers, bottles, clothing, shoes and school supplies.

The Discover it card has no annual fee attached to it. Cardholders do not have to concern themselves with foreign transaction fees or over-the-limit fees, either. The Discover it card offers a unique program for people who lose their jobs or suffer with a disability, as well. The company will offer the cardholder lower rates until he or she bounces back from the financial burden.

Parents can monitor their credit standings with the Discover it card. The company offers consumers free FICO scores on all monthly statements. Parents can then use the card to build their credit so that they can apply for larger things such as houses and vehicles for their families.

Barclaycard Rewards MasterCard - Average Credit

The Barclaycard Rewards MasterCard for average credit is a points reward card. Parents can earn two points for every dollar that they spend on fuel, groceries and utility bills. The card is perfect for a person raising a child, because that person will most likely spend a great deal of money on the aforementioned expenses. Cardholders can also earn one point per dollar they spend on any time that is not in the three main categories. They can spend their accumulated points on airplane flights, restaurants, hotels and more.

Another great aspect of the Barclaycard Rewards MasterCard is that it has no annual fee. No limits exist on the amount a consumer can earn on the card either. The annual percentage rate is 24.99 percent.

U.S. Bank Visa Platinum Card

The U.S. Bank Visa Platinum Card is beneficial in many ways to a person who is raising a child. First, the card offers a 0 percent annual percent rate for the first 15 months. Struggling parents can take advantage of paying no extra money for the items that they purchase. The annual percentage rate will between 9.99 percent and 23.99 percent based on the person's creditworthiness. The card offers 100 percent liability protection and no annual fee, as well.

The U.S. Bank Visa Platinum Card is a card of great convenience. Parents who rent cars for vacation can enjoy free auto insurance on their rentals. Customers who have online accounts can obtain access to their credit scores online. Additionally, cardholders can pay all of their bills from the comforts of their homes through the online bill pay system.

About CreditCardChaser: is an organization that has the consumers' best interests at heart. The goal of the company is to connect consumers to the credit card products that can provide them with the largest benefits. The site is a trusted source for finding reliable cards that help put money back into consumer pockets.

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