NEW YORK, NY--(Marketwired - Feb 12, 2014) - Today, CreditCardChaser.com, a leading authority on credit cards, announced the best student credit cards of 2014. With little or no established credit history, it can be hard for students to get credit cards. However, credit cards specifically geared towards students are easier to get approved for and can help students build credit early. Some even offer 0% intro APR periods and cash back rewards on the stuff students are most likely to buy.
In creating their ranking of the best student credit cards, Credit Card Chaser experts looked at factors, such as easy approval, rewards programs, introductory offers, annual fees, customer reviews, and expert opinions. According to their findings, these are the best credit cards available for students today:
Citi Forward Card for College Students
With the Citi Forward Card for College Students, cardholders get 1 Thank You point for every dollar they spend. Students can reduce their interest rate by up to 2% when they use credit responsibly. In addition, they can earn 100 Thank You points every billing period that they pay on time and stay under their credit line. There is a 0% intro APR on purchases for 7 months, no annual fee, and members can earn 2500 bonus Thank You points after spending $500 within the first 3 months. With their cash back program rewarding college students for using credit responsibly, the Citi Forward Card for College Students is Credit Card Chaser's top choice for student credit cards.
Citi Dividend Card for College Students
Like the Citi Forward Card for College Students, the Citi Dividend Card for College Students allows students to build credit while earning cash back fast. Cardholders can earn 5% cash back every quarter in different categories (ex: department stores, travel...) and 1% cash back on all other purchases with no spending requirements. Members can earn up to $300 a year. Furthermore, there is no annual fee and a 0% intro APR on purchases for 7 months. Students can also choose their payment due date and manage their account online.
Discover it for Students
The Discover it for Students is also an excellent card for cash back rewards for students. Their generous cash back program allows cardholders to earn 5% cash back on up to $1500 in rotating categories and 1% back on all other purchases. There are no annual fees, overlimit fees, foreign transaction fees, and no late fees on the first payment. Discover offers 0% intro APR on purchases for 6 months, and cardholders can feel safe from unauthorized purchases with their $0 Fraud Liability Guarantee.
Discover it for Students with $20 Cashback Bonus
Similar to the Discover it for Students, the Discover it for Students with $20 Cashback Bonus card also offers the cash back program where cardholders can earn 5% cash back on up to $1500 in rotating categories and 1% back on all other purchases. Cardholders also pay no annual fees, overlimit fees, foreign transaction fees, and late fees on their first late payment. This card differs from Discover it for Students, because instead of their 0% intro APR on purchases, there is no intro APR and students receive a $20 cash back bonus when they make their first purchase within 3 months of approval.
These are the best credit cards available for students. For more information about student, or other types of credit cards, access Credit Card Chaser: http://www.creditcardchaser.com/student-credit-cards/
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