February 26, 2012 19:00 ET

The Secret of Low Premiums According to Swinton Bikes

MANCHESTER, UNITED KINGDOM--(Marketwire - Feb. 26, 2012) - Motorbike insurance hasn't be rising at the rapid rate of car insurance but Swinton Bikes, a leading broker of motorcycle insurance, is offering motorcyclists some useful tips to keep premiums low.

Insurance companies base their policy prices on a number of different risk factors and while some factors can't be changed such as age and postcodes, motorcyclist can make changes to the other factors to keep premiums low.

The make and model of a motorcycle can have a significant impact on bike insurance policies. A more expensive, powerful bike will have high insurance premiums and classic bikes might be more expensive to insurance as spare parts are more difficult to source.

By keeping the motorcycle locked in a secure garage over night will lower premiums. If the bike is stored outside then additional security measures like anchor chains and immobilisers should also reduce the premium.

Increasing the voluntary excess so that insurer will have to pay out less in a large claim and building up a no claims bonus are additional ways to reduce premiums.

Antony Aronin, Head of Swinton Bikes said, "It is vital that motorcyclists have adequate motorbike insurance should an accident or theft happen. Our advice is to shop around for polices. We can search thousands of different polices from the UK's largest insurers to offer a competitively priced tailored quote."

For more information please contact Mairead Rodden or Lucy Gordon at SKV Communication on 0161 838 7770 or email firstname.surname@skvcommunications.co.uk

About Swinton

  • With 553 branches nationwide Swinton is the UK's largest high street insurance retailer

  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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