NEW YORK, NY--(Marketwired - Jan 28, 2014) - Today, CreditCardChaser.com announced the top 0% interest credit cards of 2014. Low interest credit cards can help consumers save a significant amount of money. And there are a variety of credit cards that offer 0% introductory APR for a certain period of time. With these cards, consumers can focus on paying off their debt without racking up more in interest charges.
To create their ranking of the top 0% interest credit cards, Credit Card Chaser experts focused on introductory offers, cash back rewards, annual fees, customer reviews, and expert opinions. According to their findings, here are the best 0% interest credit cards of 2014:
Discover it- 18 Month Balance Transfer
The Discover it- 18 month Balance Transfer card offers 0% interest on purchases and balance transfers for 18 months. This is one of the only cards to offer such a long no interest promotional period to its cardholders. Discover has no annual fees, overlimit fees, or foreign transaction fees, and they now offer a free FICO credit score on cardholder's monthly statements. Furthermore, Discover's generous cash back policy allows members to earn 5% cash back on up to $1500 in rotating categories and 1% cash back on all other purchases. Discover it's incredible cash back policy and long 0% interest period make it Credit Card Chaser's top pick for the best 0% interest credit cards.
Citi Simplicity Card
Like the Discover it- 18 Month Balance Transfer card, the Citi Simplicity Card also offers 0% intro APR on balance transfers and purchases for 18 months. In addition, there are no late fees, penalty rates, and annual fees ever. The only fees cardholders ever have to pay are balance transfers, cash advances, foreign transaction fees, and returned payment fees. Citi Simplicity offers excellent customer service with direct access to a representative 24/7. This simple credit card's long intro period makes it one of Credit Card Chaser's best picks for 0% interest cards.
Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express rounds off Credit Card Chaser's list of the best 0% interest cards with a 0% intro APR on purchases and balance transfers for 15 months. Card members can earn 6% cash back on up to $6000 per year in purchases made at US supermarkets, 3% at US gas stations and select US department stores, and 1% on all other purchases. Plus, cardholders can earn a $100 statement credit and 1 year of Amazon prime membership after they make $1000 in purchases with their card within the first 3 months. The Blue Cash Preferred Card from American Express is an excellent credit card for consumers looking for 0% interest and savings on everyday items.
These are the best 0% interest cards of 2014. For more information on 0% interest credit cards, or other credit cards, access Credit Card Chaser here: http://www.creditcardchaser.com/low-interest-credit-cards/
About Credit Card Chaser:
Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.