SOURCE: Creditnet


October 25, 2014 11:19 ET

The Top Cards for Teens, Announced by

SEATTLE, WA--(Marketwired - Oct 25, 2014) - Teens are just breaking into the world of credit and financial responsibility. Therefore, they need cards that will help them learn the dos and don'ts of credit card usage and credit building. has put together a list of the best credit cards for teens. The experts at used a number of qualifying criteria such as card benefits, features, consumer reviews, expert opinions and more. The company felt as though three cards soared so highly above the rest that they needed special attention from consumers. The following are the top credit cards for teens according to

Discover it for Students

The Discover it for Students card from the Discover company is on the top of the list for a variety of reasons. First, the card gives students the opportunity to enjoy a 0 percent annual percentage rate for the first six months of their card ownership. The introductory APR applies to all purchases that the students make within the six-month period. After the introductory period ends, the students will have an APR that is between 12.99 and 21.99 percent.

The Discover it card for Student offers a free FICO credit report and access to monthly statements online. The free FICO score is the perfect tool for a student to keep track of his or her credit score. A teen with a credit card will want to build a trustworthy reputation to gain access to the world of new credit and financing options.

Another excellent feature that the Discover it card for Students has is the cash back option. Students can earn up to 5 percent cash back on up to $1500 spent in department stores and online shopping. Finally, the Discover it for Students card has no annual fee, no foreign transaction fee, no over-the-limit fee, and no late fee for initial late payments.

Open Sky Secured Visa Card

A secured card is the perfect tool that a teenager can use to establish some faithful payments. Secured cards work the same way the unsecured cards work, except the cardholder has to submit a security deposit that the card company will hold for approximately one year.

The Open Sky secured Visa Card offers some exciting benefits over other credit cards in its class. For example, the annual percentage rate for the card is only 17.50 percent, which is lower than the APR that many alternative credit card companies charge. The annual fee for the card is lower than the annual fee for some competitive cards, as well. Additionally, the Open Sky card works everywhere that Visa and MasterCard products work. Teens who have a hard time obtaining credit cards can keep the Open Sky card in mind.

Citi Thank You Preferred Card for College Students

The Citi Thank You Preferred Card for College Students is an amazing tool for an aspiring teen. The card thanks its cardholders immediately with a 2,500 bonus point allotment. Cardholders can use their points after they spend their first $500 within the first three months of owning the card. They can use the points for gift cards, retail discounts, entertainment, traveling and more.

The Citi Thank You Preferred Card for College Students gives its cardholders two "thank you" points for every dollar that they spend on entertainment and dining. Therefore, college students can enjoy many aspects of their college lives without clearing their wallets. Additionally, they can earn unlimited points on other purchases. Other features that the card has are a 0 percent APR for seven months, no annual fee, $0 liability for unauthorized charges, enhanced security, personal concierge services, auto rental insurance, online management and more.

About Creditnet: is always looking out for the consumer's best interest. The company invests a great deal of time finding the most lucrative and productive deals for debtors of all ages. People who are seeking beneficial credit cards can visit to find the perfect product today.

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