SOURCE: MyRatePlan

MyRatePlan

August 21, 2014 13:58 ET

The Top Credit Cards Offering Free FICO Scores, Announced by MyRatePlan.com

SEATTLE, WA--(Marketwired - Aug 21, 2014) - MyRatePlan.com just released its list of the top credit cards that offer free FICO scores. A FICO score is a crucial part of a consumer's credit profile. The score consists of a numerical figure that establishes a person's creditworthiness. Such a score can give a consumer the ability to obtain a wide range of credit products. A consumer can closely watch his or her progress in the credit world by obtaining a credit card that offers a free FICO score. He or she can then develop strategies to keep the score elevated.

The experts at MyRatePlan.com used an elaborate and thorough rating system that included criteria such as consumer reviews, expert opinions, features, benefits, availability and more. The following are the top credit cards that issue free FICO scores according to MyRatePlan.com:

Discover it

The Discover it credit card is a product that the Discover Company released for consumers who want the highest level of customer service and a smorgasbord of features and benefits. The Discover it card does not just provide its cardholders with a free monthly FICO score. Cardholders can enjoy benefits such as the ability to earn 5 percent cash back on certain purchases. The card also gives leniency to cardholders who come across rough times. A person who becomes unemployed during the course of his or her time with the card can request a lower monthly payment or a lower interest rate.

Cardholders who make a late payment do not have to stress about penalties. Discover allows them one late payment with no fee, and the company will never raise their annual percentage rate for such an error.

A Discover it cardholder can use his or her card at more than 9 million retail locations. Additionally, customer service is available 24 hours a day and seven days a week. Customer service agents are based in the United States, and they are willing to guide a cardholder through any question or crisis.

Discover it chrome

The Discover it chrome card is a special treat for online shoppers. Cardholders who prefer to conduct their shopping online can earn up to 20 percent cash back in more than 200 online stores. They can then use their cash back earnings at Amazon.com. Amazon.com is a huge marketplace that has everything that a shopper could possibly need.

The Discover it chrome card offers a free FICO score and several other rich features such as online and mobile account access, no annual fee, no over-the-limit fee, $0 fraud liability, midnight bill payment options, and 2 percent cash back on gas and restaurant expenses. The Discover it chrome card is an elite product with a wealth of consumer-friendly offerings.

Barclaycard Arrival World MasterCard

The Barclaycard Arrival World MasterCard is a special card for consumers who love to travel. Along with a free FICO score, the card offers users the ability to earn one bonus point for every dollar they spend. Certain expenses such as travel expenses and restaurant expenses earn them two points per dollar. Additionally, new cardholders can earn 20,000 points if they spend $1,000 within the first three months.

Cardholders can use their accumulated points to receive major discounts on airline travel. The Barclaycard Arrival World MasterCard is an excellent card for a businessperson or a person who enjoys taking frequent vacations to exotic lands. The Barclaycard Arrival World MasterCard carries no annual fee, and it has enjoyable features such as a 0 percent annual percentage rate for the first 12 months.

The travel miles that a person earns through the credit card program never expire. Additionally, a cardholder can earn 10 percent miles back every time he or she redeems travel credits. The Barclaycard Arrival World MasterCard seems to be a product that keeps on giving rewards to its owner.

MyRatePlan.com is a trusted site that connects consumers with the products and services that can best benefit them. Consumers can find the best deals on cell phone plans, credit cards and more through the experts at MyRatePlan.com. Such experts use vigorous and extensive research strategies so that modern consumers can have access to the most convenient products on the market.

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