SOURCE: MyRatePlan


September 16, 2014 14:16 ET

The Top Prepaid Cell Phone Plans of 2014, Ranked by

SAN FRANCISCO, CA--(Marketwired - Sep 16, 2014) - These days, everyone needs a good cell phone plan. Having a cell phone or more aptly, a smartphone, is no longer a luxury but a necessity. You are better able to keep in touch with all your most important contacts no matter where you are. Many consumers opt for a great prepaid cell phone plan because it doesn't tie them to hefty contracts and they are free to move to a different plan or phone whenever they want. However, there are certain prepaid plans that are considered the best, as ranked by These are the ones you should look into if you want excellent cell phone service at a very low price per month.

Verizon ALLSET $45 Prepaid Smartphone Plan

One of Verizon's most popular prepaid cell phone plans is their Prepaid ALLSET Plan for Smartphones. This plan is $45 per month and provides you with unlimited calling minutes, unlimited text and picture messaging, unlimited text messaging throughout Canada, Mexico and Puerto Rico and 500MB of data each month. If you feel you need more than the basic 500MB of data, you are free to add more with Verizon's Bridge Data service, which is good for as long as 90 days. Another option for adding more data to your $45 ALLSET plan is to use auto pay, with which you get 1GB. With this prepaid plan, you can choose from a number of smartphones, including a certified pre-owned Apple iPhone 5 with 16GB of storage for $350 or the Samsung Galaxy S5 in shimmery white for $600.

AT&T GoPhone $40 Monthly Plan for Smartphones

AT&T's $40 GoPhone Plan provides you with two different options. You are free to bring your own unlocked GSM smartphone to use or you can purchase a brand new smartphone from AT&T. The $40 GoPhone plan is one of the most popular, especially if you are not a super heavy user. It provides you with 500 calling minutes, unlimited text, picture and video messaging throughout the United States, unlimited text messaging to Mexico, Canada and more than 100 additional countries and 500MB of data each month. Refilling your account on a monthly basis is easy and can be done by using one of three options. You can choose Auto Refill, purchase a GoPhone refill card at any AT&T Wireless store or call 611 directly from your smartphone and select the refill option.

T-Mobile Simple Starter Plan

The T-Mobile Simple Starter Plan is probably the most versatile of the top prepaid plans available. There are two options, one that is $40 per month and the other of which is $45. With the cheaper plan, you receive unlimited talk minutes, unlimited texts, including picture messaging, and 500MB of data. For $45, you get unlimited talk and text, including picture messaging, and 2GB of 4G LTE data. Perhaps the best aspect of these plans is that there are never any overage charges if you go over your data allotment. However, with the $45 Simple Starter plan, your data will be suspended if you go over the 2GB. Best of all, you have the option of either buying a brand new phone through T-Mobile or bringing your current phone, even if it is unlocked and from a different GSM carrier.

If you are looking to switch to a great prepaid cell phone plan, these three are certainly well worth considering. Be sure to thoroughly research all the details on each here at and to check your coverage before choosing which plan is best for you. Of course, you are always free to switch to one of the others should you decide to do so.

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