SOURCE: CreditCardChaser


June 11, 2014 09:00 ET

The Top Zero Liability Credit Cards of 2014, Announced by

NEW YORK, NY--(Marketwired - Jun 11, 2014) - From pickpockets to large scale computer hackings, identity theft is a growing risk in today's world. Without the right protections, consumers can end up with high amounts of debt to pay and extremely damaged credit scores, just because their information was compromised. It can take years to completely get rid of the traces of identity theft. And in the meantime, it will be hard to get approved for loans, credit cards, and more.

As a result, some credit cards offer a zero liability program for cardholders. These programs guarantee that consumers will not be held responsible for unauthorized transactions. They will not have to pay for any transactions that they do not make, and they are covered with complete fraud protection. According to, a leading authority on credit cards, these are the top zero liability credit cards available for consumers today:

Discover it

With guaranteed no liability and U.S.-based fraud specialists that monitor every purchase, every day, the Discover it card is one of the top zero liability credit cards on the market. Specialists will alert cardholders of unusual activity by email, phone, or text. Plus, there are no annual fees, overlimit fees, or foreign transaction fees, and there is a 0% intro APR on purchases and balance transfers for 14 months. With Discover's generous cash back program, users can also earn 5% cash back on up to $1500 spent in rotating categories and 1% cash back on all other purchases. Members even receive free FICO scores on all monthly statements.

U.S. Bank Visa Platinum Card

The U.S. Bank Visa Platinum Card is another excellent card to use for fraud protection. With this card, there is a $0 fraud liability for unauthorized transactions if the card is lost or stolen. Fraud Protection will detect and notify cardholders of any unusual card activity, and users can receive online account management and account alerts. There is no annual fee, and there is a 0% intro APR on purchases and balance transfers for 15 billing cycles. Members can also use online bill pay for a fast and convenient way to pay bills.

Barclaycard Arrival World MasterCard

Barclaycard Arrival World MasterCard rounds off Credit Card Chaser's list of the top zero liability credit cards. Along with guaranteeing no liability, Barclaycard offers Barclaycard Secure, a service which protects users against unauthorized use online and at participating retailers with free and easy sign-up. Cardholders also earn 2x miles on travel and dining, 1x miles on all other purchases, and 20,000 bonus miles when spending $1000 in the first 90 days. There is a 0% intro APR on balance transfers and purchases for the first 12 months, and Barclaycard Arrival card members have complimentary online FICO score access.

These are the best credit cards to use for protection against fraud and identity theft. For more information regarding no liability credit cards, access Credit Card Chaser:

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