The Travel Health Insurance Association of Canada

The Travel Health Insurance Association of Canada

May 07, 2007 12:55 ET

THIA: Article Debunking Travel Insurance Is Not Appropriate for Canadian Travelers

TORONTO, ONTARIO--(CCNMatthews - May 7, 2007) -

Attention: News, Editorial and Travel Editors

Recent articles in various newscasts represented travel insurance as a waste of money. This assertion provides a disservice to Canadian travelers. Canadian travelers without supplemental out-of-country health insurance often risk a tremendous financial burden.

The advice was especially egregious because the conclusions reported in the newspapers were based on a survey targeted to Americans, not Canadian consumers. The survey suggests many Americans traveling abroad are already covered to some extent by their existing private health insurance. However, Canadians are not in the same situation.

Canadian provincial health insurance plans do not adequately cover out-of-country medical services. Nominal claim benefits range from $75 a day to approximately $500 depending on the province. Payouts compared to a typical US hospital charge of $5,000 to $10,000 a day help underline the importance of travel insurance.

Canadian provincial governments urge Canadians traveling out of the country to purchase supplemental travel health insurance that fill the gap between government coverage and foreign hospitals charges.

The newscasts should have clearly stated that the survey was reporting about American consumers, not Canadians with vastly different health insurance circumstances.

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