Asda Financial Services

Asda Financial Services

December 22, 2011 06:50 ET

Three Smoking Reasons to Give Up Tobacco in 2012

LONDON, UNITED KINGDOM--(Marketwire - Dec. 22, 2011) - It's common knowledge that smoking is both expensive and extremely hazardous to people's health, yet around 10 million adults in the UK continue to smoke cigarettes.1 Not only are smokers endangering their health, but it has a big impact on the contents of their wallets as well - a 20-a-day smoker will typically spend around £2,000 per year on tobacco products.2

So, how can it be that so many people continue to smoke in Britain? Perhaps if smokers took into consideration the many benefits of giving up smoking as opposed to concentrating on the negative impact of their habit, they may find that quitting becomes a lot easier. Here are three of the best reasons to give up in 2012.

World No Tobacco Day 2012 - World No Tobacco Day on 31st May is a global initiative with one motive - everyone stubs out their cigarettes for 24 hours. And of course, once the day of abstinence is over, smokers will be in a better position than ever to stub them out for good - reaping the myriad of health benefits.

Lower Life Insurance Premiums - Insurers typically consider customers as a non-smoker after having not smoked for a full year. Once they're considered non-smokers, consumers should contact their financial advisors and discuss the potential of a lower life insurance premium - which isn't guaranteed, but the chance of paying less is greatly improved once you stop smoking.

Improved wellbeing - it won't take long to notice the positive impact giving up smoking will have on your overall quality of life. Ex-smokers gradually experience improved concentration, lower boredom levels, and the desire to get fit and eat more healthily once nicotine leaves their bodies. Once smokers have fully abstained from smoking tobacco products for a year, the risk of heart attack falls to around half of that of a smoker.3

You'll no longer have to worry about the potential illnesses, spiralling costs and increased insurance premiums, so keep these three reasons in mind and try to make 2012 the first of many smoke-free years.

Notes to editors

Cover designed to fit around you:

• Our award winning advisers will compare the market to find the right product for you

• life insurance, critical illness cover, income protection, real life cover available

Asda Finance compare prices from leading insurance companies such as FriendsLife, Aviva and Legal & General

• We'll save you time by filling in all the paperwork for you

• Cover from just £5 a month*

• The right cover at the right price

• Protecting your family can seem complicated but we make it easy for you

Higher levels of cover available:

• Critical illness cover (If you're worried about the risk of being unable to work through serious illness/ if your current policy only pay out if you were to die?) From £15 a month**

• Income Protection Cover (If you're concerned about protecting your income against illness or disability) will pay a tax-free monthly income until you recover, up to your retirement date if needed. From £15 a month***

• Real Life Cover - (designed to cover you for everything that life throws at you and includes income protection, critical illness and life cover) From £15 a month**** Unemployment cover can be added as an optional extra

Things to consider when thinking about life insurance:

Mortgage, Utility bills & Council tax, Credit cards and loans, Child care, Groceries

Small print: Your cover will depend on your individual needs and circumstances and the premium you choose to pay.

*Price based on £100,000 of level term cover for a female aged 30 next birthday and in good health. Prices correct as at November 2011.

**Price based on level term life insurance and critical illness cover of £71,591 over 25 years for a non-smoking man in good health aged 30 next birthday. The critical illness cover is based upon Class 1 (clerical/admin) occupation, Own Occupation definition and reviewable rates. Prices correct as at November 2011.

***Price based on £1,000 monthly benefit for a non-smoking man in good health aged 30 next birthday. The income protection cover is based upon a 13 weeks deferment period and is based on occupation class 1 to age 65. Prices correct as at November 2011.

****Price based on level term life insurance cover of £32,100, over 25 years for a non-smoking man in good health aged 30 next birthday. The Real Life Cover insurance is based upon a 26 weeks deferment period and Class 1 (clerical/admin) occupation for a £300 benefit per month in the event of unemployment or redundancy. Prices correct as at November 2011.

Lines open 8am to 8pm weekdays, 9am to 6pm Saturday - 0800 9751208

Advice for ASDA customers is provided by LifeSearch Limited, an Appointed Representative of Baigrie Davies and Company Limited who are authorised and regulated by the Financial Services Authority.

About Asda Stores Ltd.

Founded in the 1960s, Asda today is one of Britain's leading retailers. It has over 170,000 dedicated Asda colleagues serving customers from 424 stores, including 25 ASDA Living stores, 23 depots and eight recycling centres across the UK (Great Britain and Northern Ireland). It has its main home office in Leeds, Yorkshire and its George clothing division based in Lutterworth Leicestershire. Asda serves over 18 million shoppers a week in store and its growing home shopping business serves over 97 per cent of UK homes.

About Chosen By You

Chosen By You is an unprecedented re-launch of Asda's entire mid-tier own brand range, consisting of over 6,923 products. The launch follows an intense period of quality benchmarking and independent customer taste testing, which means Asda customers are given the very best in terms of quality and value. Every single one of the products has been tested by real customers up and down the country at 836 locations - and only those that get a big thumbs up make it into the range. Chosen By You has rolled out into Free From products and 4,250 tests have been conducted with the help from Coeliac sufferers. Asda have already conducted more than 370,000 blind taste tests involving 63,714 customers, making this the biggest piece of product testing ever done by a supermarket.

About Asda's Price Guarantee

With Asda's Price Guarantee customers can be safe in the knowledge that the price they pay at Asda is cheaper than at Tesco, Sainsbury's, Morrisons and Waitrose, otherwise we will refund the difference.




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