April 28, 2009 10:08 ET

UK Bank Recapitalization; Examining the Long-Term Impacts

ROCKVILLE, MD--(Marketwire - April 28, 2009) - has announced the addition of TowerGroup's new report "UK Bank Recapitalization, Chapter 2: Long-Term Impacts," to their collection of Banking & Financial Services market reports. For more information, visit

The UK government will require three to five years to restore the region's banking system and its major domestic banking institutions to a position where they no longer require state support.

Capitalization measures to revitalize UK banks reflect the government's view that the strength of UK banks and the banking system is an essential financial lubricant for the health of the wider UK economy.

A failure of UK government measures to restore confidence in banking institutions will lead to major changes in the United Kingdom's regulatory environment; domestic banking regulation will become highly prescriptive.

Three competitive segments have emerged in the UK domestic banking sector, but the banks under UK government control will restrict their presence and scale outside the United Kingdom.

The UK government will delay or postpone European Union, UK, and other financial and regulatory initiatives that impede the UK banking system's restoration to health.

Technology vendors and service suppliers should seek tactical opportunities to service UK banking institutions for the foreseeable future; a range of opportunities will arise under which banks will make investments in technology and services.

Topics covered in the report include...
Report Coverage
Government Actions
Impact of Bank Capitalization on Technology and Service Providers

For more information visit

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