SOURCE: United Community Banks, Inc.

March 16, 2005 08:00 ET

United Community Banks, Inc. Announces Annual Shareholders' Meeting

BLAIRSVILLE, GA -- (MARKET WIRE) -- March 16, 2005 -- United Community Banks, Inc. (NASDAQ: UCBI), Georgia's third largest bank holding company, announced that it will host its annual shareholders' meeting at 2:00 p.m. on Wednesday, April 27, 2005, at Brasstown Valley Resort in Young Harris, Georgia.

United will conduct a formal business meeting, including the election of directors and a discussion of its business plan and outlook by Jimmy Tallent, President and Chief Executive Officer. United Community Banks' shareholders of record at the close of business March 9, 2005, will receive notice of the annual meeting, the 2004 Annual Report and proxy materials.

About United Community Banks, Inc.

Headquartered in Blairsville, United Community Banks is the third-largest bank holding company in Georgia. United Community Banks has assets of $5.1 billion and operates 23 community banks with 83 banking offices located throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina and east Tennessee. The company specializes in providing personalized community banking services to individuals and small to mid-size businesses in its markets. United Community Banks also offers the convenience of 24-hour access to its services through a network of ATMs, telephone and on-line banking. United Community Banks common stock is listed on the Nasdaq National Market under the symbol UCBI. Additional information may be found at the company's web site, www.ucbi.com.

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