October 30, 2011 20:00 ET

Van Drivers Would Rather Pay Than Claim, Says Swinton Commercial

MANCHESTER, UNITED KINGDOM--(Marketwire - Oct. 30, 2011) - Van drivers are more likely to pay for repairs on their vehicle rather than make a claim on their van insurance according to research by Swinton Commercial.

The cheap van insurance retailer surveyed 1,053 customers and found that 37% would rather incur repair costs on their van. A thrifty 10% of van drivers would go so far and fix minor repairs themselves.

Nearly a fifth of van drivers (19%) are not phased by cosmetic damage to their vehicles and would leave minor bumps and scrapes unrepaired if it meant not making a claim.

Those surveyed gave a variety of reason as to why they would rather pay for repairs themselves. Forty-two percent want to preserve their 'no claims' discount while 27% would rather not pay the excess.

Ten percent of van drivers would not make a claim to avoid the paperwork involved.

Phil Moss, Commercial Vehicle Manager at Swinton Commercial said: "Paying for repairs is fine if van drivers do not want to lose their no claims bonus, pay the excess or carry out the necessary paperwork. However, if a van driver were in an accident with visible damage to the vehicle we would advise to get the vehicle checked over by a professional garage rather than carry out the repairs themselves. A professional garage will be able to spot faults that may not be noticeable to a van driver. This will ensure that the van will remain in a safe and road worthy condition."

About Swinton:

  • Swinton Commercial is the dedicated commercial insurance division of the Swinton Group
  • Swinton Commercial was awarded Commercial Lines Broker of the Year 2008 and is a finalist at the British Insurer Awards 2009
  • With 603 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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