January 31, 2010 19:00 ET

Which Van for Insurance?

MANCHESTER, UNITED KINGDOM--(Marketwire - Jan. 31, 2010) - Swinton Commercial is helping van drivers by giving them valuable tips on choosing the right van for cheapest insurance premiums.

Insurance companies decide premiums based on a range of factors with 20 rating groups depending on level of risk and cost of repair. Generally larger heavier vans are more expensive to insure, harder to drive and more expensive to fix.

Vans come in different size categories, which can also affect van insurance premiums. The size categories are:

  • Car-derived van
  • Micro-van
  • Small or light van
  • Medium or panal van
  • Large van

Other factors that also affect premiums are engine capacity and type, purchase price, cost of replacement parts and security measure installed.

According to Thatcham, the insurance industry's research organisation the best small van for insurance in 2009 was the Peugeot Partner, while the best larger van for insurance 2009 was the Nissan Primastar.

Phil Moss, Commercial Vehicle Manager at Swinton said, "To keep van insurance premiums low van drivers should opt for the smallest van that is practicable and compare models. By shopping around they can get the best van on the market with a decent premium to match."

About Swinton:

  • Swinton Commercial is the dedicated commercial insurance division of the Swinton Group
  • Swinton Commercial was awarded Commercial Lines Broker of the Year 2008 and is a finalist at the British Insurer Awards 2009
  • With 580 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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