William Teggart

March 12, 2015 14:07 ET

William Teggart: Protect Yourself for Upcoming 'Trauma Season'

Experts Weigh in to Caution Drivers on and Off the Road

TORONTO, ONTARIO--(Marketwired - March 12, 2015) - When Ontarians think of terrible driving conditions, car accidents and bad visibility, winter is usually the season that comes to mind, yet the most severe accident-related injuries occur during the summer months. Emergency personnel have come to label this three month period that follows spring as "trauma season".

Statistics from MTO show that fatalities nearly double in summer months compared to winter months and in 2011, 83.5% of fatalities occurred in clear visibility as opposed to rain, snow or freezing rain.

"Summer means more drivers are on the road, including motorcycles and scooters. Everyone is out because people have felt cooped up for almost eight months," said Ray Syed, Instructor at Canadian Academy of Defensive Driving. "As the weather heats up, drivers get more distracted, increasing their speed and driving more aggressively."

In 2013, distracted driving was the cause of 26% of vehicle fatalities in Ontario, surpassing impaired driving fatalities by 8%.

Aside from distracted driving, higher speeds and increase of recreational motor vehicles, what if an accident just isn't your fault? Other experts say there are steps you can take to protect yourself even before hitting the road.

"One of the best preventative measures someone can take to protect themselves and their families is to buy optional car insurance benefits," said William Teggart, a personal injury lawyer who represents clients with severe accident-related injuries. "Every day, I see seriously injured people running out of money to pay for the care they need after a crash."

In 2010 the law changed and Ontario car insurance customers had their basic no-fault car insurance benefits cut by half - unless they bought optional benefits or suffered a 'catastrophic' injury.

"This meant that people who were expecting their physiotherapy, occupational therapy and other treatments to be paid for, discovered they were only partially covered by OHIP or not at all," said Teggart. "Most people, when they receive their car insurance renewal in the mail, just scan the numbers, but this can be a costly mistake."

Bill suggests speaking to your insurance company about purchasing optional accident benefits and to review what is covered by any extended health care plan through your work.

"The last thing someone wants after being involved in a serious accident is to realize that they don't have the money to pay for rehab. It can be another obstacle in their recovery."

To view a short video on former client, Paul Plewa and how the team of William Teggart Personal Injury Law was instrumental in helping him and his family recover from severe accident related trauma, click here: https://vimeo.com/94453227

William Teggart is a Personal Injury lawyer and accident recovery specialist focusing on serious traumatic injury claims. Bill has worked on some of the most severe cases of accidental injury and trauma in the province - acting as an advocate on behalf of clients and their families and guiding them through the emotional and legal steps to recovery after accident.

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